Several classes are available to help you buy a home, maintain and protect your new home, and make important decisions for your family's future. Learn how to qualify to purchase a home, how much money you will need and the costs involved. Become skilled at maintaining your home and conserving energy. Explore home safety issues and ways to finance home improvements. Discover money management ideas to assist you in being successful as a home owner.

Classes:

Financing Home Improvements:
Covers some information on understanding the costs of credit, but explores more closely the difference between a line of credit, and equity loan, and other options such as community grants that can help you to finance home improvements. Register Now

Home Equity & Refinancing:
This class will explain the difference between refinancing and home equity loans and lines of credit. You will learn how to determine which option is best for your circumstances. The class meets twice a week for 2 weeks and also provides information on predatory lending, mortgage terms, credit, and cash flow.
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Stepping Into Home Ownership :
This is a 4-week class, held every month, that offers individuals the opportunity to review their financial status, determine how much of a home they can afford to buy, assess their credit standing, and understand the process of purchasing a home. Participants have the ability to make an appointment with a homeownership counselor to work on individual issues. Register Now

**Your Option To Purchase:
If you are a Cleveland Housing Network resident and will be buying your home under our lease-purchase program, this class will help you understand how you will buy your home and what you can do right now to prepare for this big step. This class will explain the next steps and how you can protect your right to purchase your home when your lease is up, and how you can protect the rights of your heirs.This class is for Cleveland Housing Network lease-purchasers only. Register Now

Highlights...

• When will I buy my home?
• How do you determine how much I will pay?
• What if I have credit issues?
• What should I be doing now?
  

**Life As A Lease Purchaser:
Whether you have been in your home for a few days or a few years, this class will help you understand CHN's rental policies and your rights and responsibilities as a lease purchaser. This class is for Cleveland Housing Network lease-purchasers only.
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 **Indicates that these classes are for Cleveland Housing Network lease-purchasers only.